Instructions

Plan your monthly expenses and savings goals with this tool.

1. List monthly expenses

   List all monthly expenses, starting with fixed costs like rent and utilities, followed by variable costs such as groceries and transportation.

2. List other less frequent expenses

   Include irregular expenses like medical bills, car maintenance, and subscriptions in the yearly expenses table to prepare for unexpected costs.

3. Adjust budget or goal

   Calculate the difference between income and expenses to see if it matches your savings goal. Adjust spending or savings targets as needed to balance your budget.

4. Finalize your plan

   Review and ensure your budget meets your financial goals. When satisfied, click on '⬇️ Save Plan' to complete this task. Make the resulting savings is greater than the planned goal.